This User Agreement ("Agreement") is a contract between you and IQ-INVEST and applies to your use of the IQ-INVEST services available through www.iq-invest.net (collectively the "Service"). If you do not agree to be bound by the terms and conditions of this Agreement, do not use or access the services provided. Each of the terms, conditions and policies of this agreement may be changed from time to time and are effective immediately after the changes are published on the IQ-INVEST website.
This web-site is owned and controlled by the IQ Management Limited, registered under the Isle of Man jurisdiction (referred to as "us", "our" or "we"). These terms and conditions of use (referred to as "these terms") govern the access and use of our web-site by each visitor to the site (referred to as "you" or your").
1. Application of these Terms
By using or accessing our web-site you agree to be legally bound by the following terms and conditions. If you do not agree to these terms you must not use our web-site. We reserve the right at any time without notice to revise the content of our web-site and/or these terms by posting any changes on our web-site. The revised terms will be effective immediately they are posted and by continuing to use our web-site you will signify that you agree to be bound by the revised terms.
2. General Terms
Types of Memberships: Free (after free registration) and Upgrade (after first deposit).
Number of accounts: one for Free Members and unlimited for Upgrade Members.
All accounts activated instantly after first login.
Signup bonus: $25 (free).
Minimal amount of one-time deposit: $5 for Perfect Money, Egopay, OkPay and Payeer.
Maximum amount of one-time deposit: $10,000.
Deposits less than $100 is not refundable, deposits of $100 and above is refundable
- Investment Plan 1 (Start) - 15% daily for 20 days - total 300% - for deposits $5 - $99;
- Investment Plan 2 (Silver) - 400% daily for 20 days - total 8,000% - for deposits $100 - $499;
- Investment Plan 3 (Gold) - 4,000% daily for 20 days - total 80,000% - for deposits $500 and more.
The type of your investment plan will be selected automatically depending from your deposit amount.
Referral earnings: 45% from all referrals deposits and $2.50 for every active referral.
Acceptable payment methods: Perfect Money, Egopay, OkPay and Payeer. Members can use the Egopay as Payza payment gateway as well.
If you would like to use your Credit/Debit Card or Bank Wire for deposit funds, please contact us and we will give you full instructions.
Members can withdraw funds if the type of Account is 'Upgrade' and the Account balance at least $1.
Members can deposit funds via one payment processor and request payment to another payment processor, but this may be the subject of applying the special floating exchange fees.
The withdrawal request can be placed during every Monday-Friday.
The first withdrawal request can be placed on the next condition:
- Investment Plan 1 (Start) - after 20 days from the date of first deposit;
- Investment Plan 2 (Silver) - after 10 days from the date of first deposit;
- Investment Plan 3 (Gold) - after 2 days from the date of first deposit.
The date of your first withdraw will be detected instantly based on the amount of your first deposit.
Requested funds usually available during 48 hours.
Members can reinvest funds from account balance during every Monday-Friday if the type of Account is 'Upgrade' and the Account balance at least $1 on the same conditions as for placing withdrawal request.
You agree to be of legal age in your country to partake in this program, and in all the cases your minimal age must be 18 years.
IQ-INVEST is not available to the general public and is opened only to the qualified members of IQ-INVEST; the use of this site is restricted to our members and to individuals personally invited by them. Every deposit is considered to be a private transaction between the IQ-INVEST and its Member.
Any dispute arising from your failure to understand the terms of our program will result in a permanent termination of your membership and without refunding.
Your participation is at your own risk. We will not be responsible for any external factors beyond our control, for example, payment processor downtime, service provider downtime, technical maintains etc.
You agree to hold all principals and members harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance.
You agree that all information, communications and materials you will find on this site are intended to be regarded as an informational and educational matter and not an investment advice.
IQ-INVEST is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our website by a member. You guarantee to IQ-INVEST that you will not use this site in any illegal way and you agree to respect your local, national and international laws.
4. Anti-spam Policy
We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the program.
5. Reserving Rights
We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms. Moreover, we reserve the right to accept or decline any member for membership without explanation.
6. Contact Information
You can contact us using the contact form at our web site or to our postal address:
IQ Management Limited
Zuidplein 36, 1077 XV,